Kids = Money?

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Teaching kids about the value of money may have to be one of the most challenging parts of parenthood. The first question perhaps would be when is the right time to teach them about money. I’m a parent myself to two schooling kids so this topic hits me home hard. Getting your child to sit [...]

11 Tax Tips: Organize Your Finances in 2011

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As another new year starts, each one of us is hoping for and planning to begin a new life, a better and happier one than last year. As a New Year tradition, we have learned to make resolutions like going on a diet, working harder, saving more, etc. But unless we’re really determined in making a [...]

Credit Report Laws to Limit Employment Screening Background Checks

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Apart from the many challenges a job seeker has to go through (Competition, Education, Experience and the long list of qualifications), the background check is among the biggest obstacle that often keeps one from getting his dream job. Court Judgments, Accounts in Collection, Bankruptcy, High debt and Foreclosure are among the things that raise a [...]

New Regulations on Credit Cards Better Protect Consumers

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With, the financial overhaul implemented by the Federal Reserve on June 14, credit card companies will now have less power over fees charged to retailers on credit card transactions. Taking effect on August, 22nd 2010, the board’s amendments on its Regulation Z to implement certain provisions of last year’s credit card legislation signed by President [...]

Building Your Credit History with Credit Cards

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Even in today’s new age, millions of American still do not have a credit card nor own any line of credit. While it’s possible to pay cash for all expenses, nobody really has enough cash reserves to pay for all the important milestones like your college education, your first car or when you are looking [...]